Florida Pet Insurance

Embrace is a top-rated insurance for dogs and cats in Florida 

Florida Pet Insurance

Embrace is a top-rated insurance for dogs and cats in Florida 

Dog and Cat Insurance in Florida 

Home prices, gas prices, and food expenses can be high in some areas of Florida, but they are not the only costs to consider. Pet care costs have also seen increases as the price of keeping our beloved furry family members protected becomes more expensive. 

There’s a wide range of pet insurance costs, depending on a wide variety of factors, including coverage limits. Our Florida pet insurance starts at $17/per month.  

Facing the High Costs of Pet Care in Florida

According to our internal Embrace Pet Insurance data, we covered over 50,000 claims in Florida in 2023 at an average cost of almost $400 per claim. It’s no wonder why Floridians are turning to pet insurance coverage in increasing numbers to help cover these daunting expenses.  

Facing the High Costs of Pet Care in Florida

According to our internal Embrace Pet Insurance data, we covered over 50,000 claims in Florida in 2023 at an average cost of almost $400 per claim. It’s no wonder why Floridians are turning to pet insurance coverage in increasing numbers to help cover these daunting expenses.  

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What's Covered

Pet owners know to expect the unexpected, and having a simple, comprehensive policy to protect your pet lets you enjoy play time to the fullest. Embrace Pet Insurance helps you provide the best quality of life for your pet and gives you peace of mind. Here is what is covered:

Real Reviews from a Fellow Floridian

All I can say is WOW!! Embrace has been awesome! I have two golden retrievers pups and my vet suggested I get insurance for them. I did a lot of research and decided on Embrace and I’m so glad I did. I’ve been amazed by how fast my claims were processed and the money directly deposited into my account. Thank You Embrace! 

Margaret from Destin, FL 

Embrace Pet Insurance Reimburses for:

Emergency care, prescription drugs, diagnostic testing, complementary treatments, and more

Some pre-existing conditions may be eligible for coverage, particularly curable conditions once they’ve been cured for 12 months  

Exam fee coverage for accidents and illnesses is also available

24/7 Pet Health Line Included with Every Pet Insurance Plan in Florida

Embrace now offers Paw Support, a 24/7 pet helpline to provide pet parents with expert guidance from veterinary experts.

You can chat with a specialist online, via email, or by video and get all of your burning questions about any topic answered, including: 

Exam & consultation fees

Diagnostic tests

Procedures & treatments

Emergency & specialty care

Surgery & hospitalization

Behavioral therapy

Rehabilitation

Prosthetic limbs & mobility aids

Dental illness up to $1000/year

Prescription medications

Genetic illnesses

& more

Embrace Pet Insurance
Copyright © 2015-2023
 

Embrace Pet Insurance
Copyright © 2015-2023

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2021 American Modern Insurance Group, Inc.

Waiting Periods: All polices have a 14-day illness waiting period. Other waiting periods and exclusions vary by state. Check your policy or click here for details.

*Wellness Rewards is not available in RI.

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Medical concerns

Pet emergencies

Symptoms

Poisons and toxins

Chronic conditions

Lab results

Vitamins and supplements

Holistic care options

Behavioral issues

Wellness care

Diet

Exercise

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Coverage Deep-dive: What full coverage looks like

Complementary treatments
Less-invasive treatments, like acupuncture or laser therapy (when not preventative), included at no extra cost.

Optional Routine Care Plan

Wellness Rewards is our flexible and optional plan designed to assist you in budgeting for your pet’s routine and preventative care. You can choose from three reimbursement options and use your plan for services such as:

Grooming

Training

Deworming

Microchipping

Spay/neuter

Vaccinations

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Common Risks to Pets in Florida

Despite its beautiful landscape, Florida is home to many hidden dangers to pets. The Sunshine State’s distinct environment calls for pet owners to take extra precautions to keep their furry friends safe from these hazards. 

Heat Stroke

In summer months major concern due to the state’s tropical climate.

Dangerous Animals

Florida has unique dangers such as alligators in waterways, venomous snakes like the Eastern Diamondback Rattlesnake, poisonous Bufo (Cane) toads.

Parvovirus & Kennel cough

If you frequent the dog park, parvovirus (which can be deadly) and kennel cough are other risks to be aware of.

Heartworms, fleas, and ticks

Heartworms, fleas, and ticks are also prevalent, thriving in the warm and humid conditions