Claims Made Easy
Ready to Protect Your Pet?
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MyEmbrace Account & Mobile App
Submit & View Claims From Your Phone
Add Pets & Change Coverage Easily
Manage your account, 24/7
So, mind if we pay you back for your vet bills?
Call (888) 810-1558
Accidents & Illnesses
Breed-specific Conditions
Cancer Treatment
Chronic Conditions
Diagnostic Testing & Imaging
ER & Specialist Care
Surgery, Hospitalization, & Nursing Care
Orthopedic Conditions
Behavioral Therapy
Complementary Treatments
(Such as acupuncture)
Dental Illness up to $1,000/year
(Available in most states.)
Visit Any Vet
Embrace will cover your pets unexpected vet bills from any licensed veterinarian in the US.
Submit and view claims from your phone
Easily add pets or
change your coverage
Manage your account, 24/7
So, mind if we pay you back for your vet bills?
M-F: 9 am-8 pm ET - Sat: 10 am-4 pm ET
Best Friends Deserve the Best Care
Get a free quote in seconds:
Call Us: (888) 810-1558
What’s Covered?
With no networks, you can use your policy at any vet. Your coverage includes:
While pet insurance is meant for the unexpected, pre-existing but curable conditions are eligible for coverage after 12 months of your pet being symptom- and treatment-free.
Submit a Claim
Make sure to get a copy of your invoice. Claims can be sent through the MyEmbrace account portal or the
Embrace Pet Insurance mobile app.
Get Reimbursed!
Check the status of your claim online anytime, anywhere. Approved claims are reimbursed by check or direct deposit.
Our Pet Insurance Advisors will walk you through your quote and help you purchase (888) 810-1558
“Embrace saved Bella’s life and made it possible to give her the life she and every animal deserves!”
Alika | Bella’s Pet Parent
Call (810) 888-1558
Call Us: (888) 810-1558
Accidents & Illnesses
Breed-specific Conditions
Cancer Treatment
Chronic Conditions
Diagnostic Testing & Imaging
ER & Specialist Care
Exam Fees
Surgery, Hospitalization, & Nursing Care
Alternative Therapies & Rehabilitation
Behavioral Therapy
Prescription Drug
Dental Illness up to $1,000/year
(Available in most states.)
What’s Covered?
With no networks, you can use your policy at any vet. Your coverage includes:
Optional Wellness Rewards
Remember, pet insurance is meant for the unexpected, so pre-existing conditions are not eligible for reimbursement.
Wellness Exams
Spay / Neuter Surgery
Flea, Tick, Heartworm Medication
Bloodwork
Grooming
Vaccines
Best Friends Deserve the Best Pet Insurance
Get a free quote in seconds:
Call Us: (800)511-9172
Wellness Rewards for Routine Care
Add to your Accident & Illness policy for total pet protection
Coverage for Exam Fees
Saves an average $50-$250 dollars per visit
Diminishing Deductible
$50 back every year your don’t use your insurance
Add-on routine care for total
pet protection:
Claims Made Easy
Visit Any Vet
Embrace will cover your pets unexpected vet bills from any licensed veterinarian in the US.
Submit a Claim
Claims can be sent through the MyEmbrace account portal or the
Embrace Pet Insurance mobile app.
Get Reimbursed!
Check the status of your claim online anytime, anywhere. Approved claims are reimbursed by check or direct deposit.
Accidents & Illnesses
Breed-specific Conditions
Cancer Treatment
Chronic Conditions
Diagnostic Testing & Imaging
ER & Specialist Care
Surgery, Hospitalization, and Nursing Care
Orthopedic Conditions
Behavioral Therapy
Complementary Treatments
(Such as acupuncture)
Dental Illness up to $1,000/year
(Available in most states)
What’s Covered?
With no networks, you can use your policy at any vet. Your coverage includes:
While pet insurance is meant for the unexpected, pre-existing but curable conditions are eligible for coverage after 12 months of your pet being symptom- and treatment-free.
Embrace Account & Mobile App
Submit & view claims from your phone
Add pets & change coverage easily
Manage your account, 24/7
Submit and view claims from your phone
Easily add pets or
change your coverage
Manage your account, 24/7
3 Ways Embrace Stands Out from the Pet Insurance Pack
Accidents and Illnesses are Covered*
Includes all related treatments for unexpected accidents and illnesses.
24/7 Pet Health Support. Any Day. Any Hour.
Anytime access to pet professionals for emergency support and pet care questions.
Exam Fee Coverage Available
Many pet insurance companies don’t cover exam fees, which could cost you an additional $50-$250 per visit.
3 Ways Embrace Stands Out from the Pet Insurance Pack
All Accidents and Illnesses are Covered**
Includes all related treatments for unexpected accidents and illnesses.
24/7 Pet Health Support. Any Day. Any Hour.
Anytime access to pet professionals for emergency support and pet care questions.
Many pet insurance companies don’t cover exam fees, which could cost you an additional $50-$250 per visit.
Exam Fee Coverage Available
Your pet comes first. That’s why we’ve partnered with Embrace to offer trusted pet insurance.
Your pet comes first. That’s why we’ve partnered with Embrace to offer trusted pet insurance.
Providing Trusted Pet Insurance
Since 2006
Backed by 18 years of experience, over 16,000 5-star ratings, and a 93% claims coverage rate in 2024, we're trusted by pet parents nationwide to deliver when it matters most.
Embrace Pet Insurance
Copyright © 2015-2025
Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic#0G89328, Cleveland, OH) and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company (NAIC #0361-23469, Amelia, OH) d/b/a in CA as American Modern Insurance Company (NAIC #0361-23469) and American Southern Home Insurance Company (NAIC #0361-41998, Atlanta, GA). Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Discounts may vary and are subject to change. For full terms and conditions, visit www.embracepetinsurance.com/coverage/embrace-terms .
Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address. (c) 2025 American Modern Insurance Group, Inc.
Best Friends Deserve the Best Care
Providing Trusted Pet Insurance
Since 2006
Backed by 18 years of experience, over 16,000 5-star ratings, and a 93% claims coverage rate in 2024, we're trusted by pet parents nationwide to deliver when it matters most.
Embrace Pet Insurance
Copyright © 2015-2025